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Modernization is no longer optional, but it must be pursued in a way that safeguards operational stability and ensures compliance with strict regulatory frameworks.

 Banks in Germany and Austria are at a pivotal moment. Their long-standing position as trusted, resilient financial institutions has been built on robust risk management and operational stability. Yet the very foundations that ensured decades of success, complex legacy infrastructure and deeply risk-averse cultures are increasingly in tension with today’s demands for speed, agility, and innovation.

Modernization is not a “nice to have”; it is becoming essential to remain competitive in a financial services landscape defined by shifting customer expectations and agile digital challengers.

 The question is not whether to modernize but how to do so in a way that maintains trust while introducing innovation. 

Discussion

Topics

Given the complex legacy infrastructure and risk-averse culture in many German and Austrian banks, what do you feel are the most effective strategies for driving modernization without jeopardizing operational stability or compliance?

What are the main challenges and opportunities you face in using technology to stay competitive — especially as customer expectations rise and digital challengers grow stronger in the DACH region?

As some of the most established banks in Germany and Austria, what are the top three considerations currently top of mind for you when it comes to staying competitive and future-ready?

SUBJECT MATTER EXPERT

Mathieu Charles

Speaker 1

Vice President, Customer Strategy at Temenos

Temenos

Mathieu is responsible for Customer Strategy, i.e., helping banks enable the business better with technology, leveraging data driven insights. With a background in engineering, consulting and financial services, Mathieu has built a very detailed framework for decision making and has been engaging with C-level and board members for the past 7 years all over the world during his tenure at Temenos. His overarching focus is to help banks quantify the risks and benefits of their transformation, identify business trends and identify what best in class looks like.

SUBJECT MATTER EXPERT

Brigitte Schönegger

Speaker 1

Senior Account Director Germany & Austria at Temenos

Temenos

Brigitte has over 20 years of experience in enterprise banking technology, capital markets, and financial services across Europe. She has held senior roles at Finastra, FIS, LSEG/Thomson Reuters, and Benchmark Capital Management, where she led strategic growth initiatives across digital banking, core modernization, wealth and payment solutions. With a track record of advising top-tier financial institutions in DACH and CEE, Brigitte is known for bridging complex regulatory environments with transformative banking technologies that deliver long-term value.

ABOUT

Temenos

Temenos is a world-leading banking technology provider that delivers outstanding banking experiences to more than 1 billion customers all around the world. With a platform for business transformation, Temenos helps financial institutions to accelerate their digital transformation and reimagine the way that they engage with their customers through both, the digital and physical channels, creating a consistent and seamless experience. It’s digital banking without limits!